Do homeowners’ servicers follow the rules?

 

The servicer has to ensure that they send to you a notice in written which should not be later than the 45th day after each of the missed payment, once in every 180 days after that so long as the long is delinquent, telling you regarding the options for loss mitigation. If you happen to have filed for bankruptcy, or have requested the servicer not to communicate with you, then they have to adhere to that.

Before you know how foreclosure affects credit,  it is important you know if the homeowners loan servicers follow the set rules to avoid foreclosing innocent customers house. From various experiences, the letter of the rules is normally followed but the spirit of the rule is not all the time followed. Under the regulation X which is to implement the RESPA – real estate settlement procedure act, most of the mortgages services have to take certain steps, providing specific protections to the borrowers who face foreclosure.

 For more information visit website through #Whatarethebenefitsofhacadvisors?

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