Tips for Finding the Right Insurance Coverage as a Small Business

 Small business insurance is a necessary expense for any small business owner. But, whether you're just starting or have been running your company for years, chances are you've already had to deal with the frustration of finding an affordable policy that suits your needs.

- Shop around and find your best fit: Once you understand what types of coverage are available to you, it's time to go shopping! When comparing different policies, there are a few things to keep in mind: Compare deductibles

 - This is the amount left for policyholders to pay out-of-pocket after something happens. Ask about exclusions

 - Certain items may not be covered by certain plans, so make sure this doesn't happen before signing on the dotted line.

 For example, some insurance companies don't cover damage caused by a fire which can come as a surprise if they've been pushing their "total protection" plan hard and convincing customers with an already low deductible that it's the best deal.

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